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Breaking: DVC points renters lose their reservations with no notice

Breaking: DVC points renters lose their reservations with no notice

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Some DVC renters have run into an unfortunate situation with their reservations. I never considered the possibility of losing my reservations when renting. Read on for details.

If you’re a regular fixture in Disney World planning groups, you may have heard the suggestion to rent DVC points. It’s often a terrific way to save some money on terrific accommodations!

Renting Points

credit: Monica

Renting points from an owner who won’t be traveling this year is a great way to stay at a Deluxe resort for less! And many of the DVC Villas come with kitchens and laundry options as well.

Most of us aren’t used to thinking about our stays in terms of points, but as an example a week long stay at Disney’s Polynesian villas in a standard studio would cost about 150 points, more or less depending on season.

I’ve not seen the Polynesian Villas offered for under $500 a night directly from Disney in years. So, the minimum you could expect to pay would be about $3,500 for the week.

A Rental Service vs Private Owner

2021 Polynesian Point Chart Credit: Disney

A DVC rental service that is bonded and insured will charge around $18-$20 per point, making that theoretical week at the Polynesian cost around $3000.

Those rental stores pay the owners around $14 per point. They turn around and rent to you for $20 per point.

Some owners and renters prefer to “cut out the middle man” by renting amongst themselves.

Sometimes, you’ll pay less for a stay this way. You may pay $17 per point instead of $20, making our theoretical Polynesian stay $2550.

Worth the Risk?

Credit: Monica

To rent DVC points directly from an owner, rather than from a service (i.e. David’s DVC Rentals), you may pay less per point. However, you are offered less protection in the case of something going wrong.

Most renters and owners establish a contract with terms agreeable to both parties. The contract states what will happen in the event that travel plans change or the resort closes, etc.

One thing I haven’t considered before: if the owner does not keep their contract in good standing, for one reason or another, your reservation could be canceled without notice!

Canceled Reservations

disney's wilderness lodge
Credit: KtP writer Susan

Many of your KTP writing crew are active in DVC rental groups. This weekend, we noticed an influx of posts regarding vanishing rental reservations.

It turns out that one prominent owner, who had a lot of contracts and points rented out, unfortunately passed away recently. This situation led to a flurry of vacation cancelations with no notice.

It appears that the estate did not continue paying the dues on his multiple contracts. Disney Vacation Club doesn’t allow travel on contracts not in good standing. This means that all of this person’s rental reservations have been canceled.

Renters were not notified by DVC or anyone else. They simply logged into My Disney Experience and saw the reservations are gone. That would be so frustrating to have a holiday trip planned and suddenly has disappeared completely.

They simply logged into My Disney Experience and saw the reservations are gone.

Bottom Line

Disney Vacation Club Announces Temporary Update to Cancellation Policy
Credit: Disney

If you’re renting points from an owner, I’d be sure to carefully review the contract. Services like PayPal don’t protect you in the case of renting.

These renters also won’t get anywhere with calling Disney Vacation Club as they won’t discuss the contract with anyone who isn’t explicitly named on the contract as an associate or co-owner.

Affected renters will have to contact the man’s estate in order to attempt to recoup their payments. And with hotel reservations filling up fast, they can’t even find a reservation to replace the one they lost in many cases.

Related: Thinking of buying a DVC membership? Check out my series on the process! Should I buy? Resale or Direct? And Heather has a helpful overview of DVC here.

Have you rented DVC points for a trip before? What was your experience with it? Let us know in the comments below

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Thursday 21st of October 2021

I’m one of the people that got screwed. Lesson learned. We were fortunate enough to get alternate reservations but we had to spend additional money we really hadn’t planned for. Renting points, go through a dealer! Even a seemingly reputable person can hit hard times and end up not FPU g the right thing.


Tuesday 19th of October 2021

DVC doesn’t rent points the owners of the point’s rent points. The contracts were reposted by the company owning the loan not dvc.


Tuesday 19th of October 2021

It wasn’t the estate that did not make the payments on the dues. The guy himself did not make the payments. The guy had only been dead 4 days but he was already in default on his DVC loans and his dues. He died Aug 6, the final foreclosure court date set for Aug 10 took place just 4 days after he died. According to the foreclosure documents on the Orlando Comptroller website in March of 2021 the foreclosure process was started against him after he stopped paying his loans in Dec 2020. However, he continued to make reservations for people even though he was in default. Someone had mentioned they had just made a reservation with him just a few months ago for a trip that was to take place in Dec 2021 but they just found out it was canceled. Then on Oct 14, 2021 Disney filed 4 liens against him for unpaid dues that totaled just under $7500.00 which resulted in the cancelation of the pending reservations he had already made for folks. If you plan to rent points and the person owns a DVC contract at WDW in Orlando, you can look up DVC owners on the Orlando Comptroller site. This will show you if the person you plan to rent from does indeed own a DVC in Orlando and it will also show you if they have and red flags such as liens or foreclosure on the DVC contract. If you rent points from a DVC rental company they will not tell you the owners name. But if you are renting directly from the owner themselves and their DVC contract is deed in Orlando then you can look their name up on the Comptroller site. If the own a DVC contract outside of Orlando you would have to look up the information based on the county that the DVC property is located in. For example Vero Beach is in Indian River county so you would look for that counties recorder site and the clerk of court site. The recorder site will tell you if they actually have a DVC contract in their name. The clerk of court site will show if they have an liens or foreclosure judgements against them. Same thing for the DVC resorts outside of Florida you will have to look up the county recorder and clerk of courts for those locations.

Mary Ann Weller

Monday 18th of October 2021

I am renting at Aulani from Dave’s DVC. This will be my first experience with them but they have a good reputation.

David kinsman

Sunday 17th of October 2021

I think renting points is the worst decision DVC ever made

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